Financial planning,
minus the hassle. Your goals matter.
Your plan should too. Sum Advice adds up.

About Us

At Sum Advice, we believe financial planning should feel simple, human, and genuinely helpful — not overwhelming. Based on years of working closely with everyday Australians, we’ve built a business grounded in clarity, conversation, and long-term support.

We know that life moves fast. Your goals shift, your responsibilities grow and navigating it all can feel like a lot. That’s why we take a down-to-earth approach to financial advice: real conversations, real people, and real strategies that evolve with you.

Our focus is to remove the confusion, cut out the jargon, and guide you through each step… minus the hassle. Whether you're starting from scratch or refining your roadmap, you can count on us to add confidence, structure, and peace of mind to your financial life.

Welcome

Welcome to Sum Advice. I’m Matthew Scanlon, Principal Financial Adviser.

Financial planning is about choosing the right direction, the right balance, pacing yourself, and making steady progress over time.

Our focus is on providing clear, practical advice that helps you move forward with confidence, whether you’re building wealth, planning for retirement or protecting what matters most.

Our advice is tailored, transparent, and designed to keep you on track for the long term.

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Why We Exist

We all have goals — but not everyone has a plan to achieve them.

That’s where we come in.

At Sum Advice, our goal is simple: help you take the first step in your financial journey and walk alongside you for the long term

Our approach is built on a few truths we know from experience:

  • People don’t need more complexity — they need clarity.
  • Good advice shouldn’t feel intimidating — it should feel reassuring.
  • Financial planning works best when it’s personal, practical, and ongoing.

We exist to make financial advice accessible, friendly, and genuinely useful. No overwhelm. No jargon. Just clear guidance that adds up to more confidence, more security, and a better future.

Who we help

We help everyday people who want to make smarter decisions with their money, including:

Individuals & Families

For anyone wanting to feel more organised, reduce stress, or build a better financial future. From managing cashflow to preparing for the unexpected, we’re here to simplify the path and keep things moving in the right direction.

Professionals & Business Owners

If you’re juggling responsibilities, opportunities, and not enough hours in the day, we help bring structure and strategy to your finances so you can focus on your career, your business, and the life you’re building.

Pre-Retirees & Retirees

Transitioning into retirement is one of life’s biggest financial moments. We guide you through super, investments, income strategies, and longevity planning to ensure your next chapter is secure, confident, and enjoyable.

People Who Want Advice… Without the Hassle

Financial planning doesn’t have to be complicated. If you value straight talk, genuine support, and a local team who cares — you’re in the right place.

Our Advice and Services

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Financial Planning & Strategy

A long-term roadmap designed around your life, goals, and values..

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Superannuation Advice

Super is likely your biggest long-term asset — but most people aren’t sure how it actually works..

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Insurance & Personal Protection

Life is unpredictable. Protecting what matters most shouldn’t be complicated..

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Investment Advice

Investing shouldn’t feel intimidating.
We help you understand your options, build a strateg..

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Retirement Planning

Retirement isn’t one moment — it’s a long chapter of life.
We help you retire with clarity..

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Estate & Legacy Planning

Plan for the future, protect your loved ones, and make sure your wishes are clearly understood.

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Our Process

Simple. Personal. Built around you.

1

Initial Conversation

Initial Conversation

A relaxed chat to understand your goals and what matters most to you.

2

Your Financial Plan

Your Financial Plan

Clear, tailored advice presented in a straightforward way.

3

Implementation

Implementation

We help you put everything into action — minus the confusion.

4

Long-Term Support

Long-Term Support

Life changes, and your plan should too. We’re here for every step.

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Tell your friends and family

Our business has grown through referrals by other professionals who want their clients to benefit from good financial advice and, by our own clients, who want the same for their friends, family and colleagues. So if you know of anyone who could also benefit from our services, please feel free to introduce us; there is no need to keep us a secret.